Everything SendMore does
Transfers, virtual accounts, bill payments and crypto - one balance behind all of it.
Notice: SendMore is currently in development. Services run against a sandbox environment and are not yet public. SendMore does not yet hold customer funds on deposit.
Built around one balance
Consolidating fragmented domestic and digital rails into a unified ledger, providing single-point visibility and zero friction across everyday transactions.
Send & receive
Fast outbound and inbound transfers across Nigerian commercial banks and mobile money wallets with NIP settlement.
Virtual accounts
Dedicated Nigerian NUBAN account numbers to receive inward payments and automate instant ledger reconciliation.
Pay bills
Purchase electricity tokens, airtime, data bundles, and TV subscriptions straight from your core balance.
Crypto, converted to naira
Deposit supported digital assets and convert liquidity directly into your Nigerian naira balance.
How it works
SendMore functions as a unified gateway connecting banking rails, utility aggregators, and digital liquidity into a synchronized software layer.
Send to any Nigerian bank account
Fast settlement through verified clearing networks to commercial banks and licensed institutions.
Receive on a dedicated virtual account number
A unique permanent NUBAN assigned directly to your profile for automated reconciliation.
Pay bills and top up airtime
Direct integration with national utility and telecom billers for instant fulfillment.
Deposit crypto and receive naira
Automated liquidity conversion directly credited to your naira wallet balance.
Every capability is being built and tested against provider sandboxes before going live.